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Salary Split

Rincian “gajiku ke mana aja” untuk Instagram: gaji bersih di cover, tiap pos jadi persentase besar dengan bar yang sesuai, lalu tabel lengkapnya.

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Slide 1
Full transparency
Where my salary actually goes
Take-home, after tax. Every euro, by bucket.
Slide 2
Rent
Rent: the one I won’t trim
A room I like in a flat-share, a 12-minute walk from work. Paying more here saves me a transit pass and a lot of mood.
Slide 3
Essentials
Food and bills, on a cap
€420 groceries, €380 for energy, phone, internet and insurance. Groceries get a weekly €100 card, so I can’t overspend by accident.
Slide 4
Investing
Paid first, the day it lands
An automatic transfer into a world index fund on payday. I never see it, so I never miss it.
Slide 5
Fun + buffer
Guilt-free, because it’s planned
€450 for dinners, gigs and trips, spent without a second thought. €260 into a buffer for the boiler that always breaks in January.
Slide 6
The whole €3,200
Reviewed once a month, over coffee, in 20 minutes.
Slide 7
What’s your biggest bucket?
Percentages only, no judgement. I’ll share the most common answer next week.

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