Reparto del sueldo

Qué hay en las slides

1. Slide 1

   Full transparency

   Where my salary actually goes

   Take-home, after tax. Every euro, by bucket.

2. Slide 2

   Rent

   Rent: the one I won’t trim

   A room I like in a flat-share, a 12-minute walk from work. Paying more here saves me a transit pass and a lot of mood.

3. Slide 3

   Essentials

   Food and bills, on a cap

   €420 groceries, €380 for energy, phone, internet and insurance. Groceries get a weekly €100 card, so I can’t overspend by accident.

4. Slide 4

   Investing

   Paid first, the day it lands

   An automatic transfer into a world index fund on payday. I never see it, so I never miss it.

5. Slide 5

   Fun + buffer

   Guilt-free, because it’s planned

   €450 for dinners, gigs and trips, spent without a second thought. €260 into a buffer for the boiler that always breaks in January.

6. Slide 6

   The whole €3,200

   Reviewed once a month, over coffee, in 20 minutes.

7. Slide 7

   What’s your biggest bucket?

   Percentages only, no judgement. I’ll share the most common answer next week.